Money Train Slot Review & Free Demo
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Expert Rating
2.5
- Year Created 2020
- Software Provider Relax Gaming
- Reels 5
- Paylines 20
- RTP (%) 96.20%
- Min Bet 0.20
- Max Bet 200.00
- Volatility High
The Money Train slot is a high-volatility Wild West-themed game from Relax Gaming that’s famous for its explosive bonus rounds and massive win potential. With innovative mechanics, multiple bonus types, and a max payout of up to 20,000x your stake, it’s one of the most talked-about Money Train slots online.
Try the Money Train demo for free below or jump straight into real money play at our best casino for top bonuses.
Play the Money Train Slot if you like:
- High volatility slots offer a chance at an explosive 20,000x maximum win, but you can expect longer sessions with non-winning spins.
- Direct bonus access using the 80x Feature Buy option, allowing you to skip the base game entirely and instantly trigger the legendary Money Cart bonus.
- Hold & Win style bonuses centered around the Money Cart Bonus Round, where you get three respins to lock in multiplier values and special character symbols.
- Slightly expanded layouts built on a 5×4 grid with 40 fixed paylines, keeping the Wild West heist action straightforward while you hunt for bonus scatters.
- Dynamic collection modifiers; the bonus round introduces the Payer, Collector, and Widener symbols, which interact with each other to exponentially boost your existing cash prizes and expand the grid.
Money Train Slot Key Features
| Feature | Details |
| Year Created | 2020 |
| Software Provider | Relax Gaming |
| Reels | 5 |
| Paylines | 20 |
| Min Bet | $0.20 |
| Max Bet | $200.00 |
| Max Payout | 20,000 Stake |
| RTP (%) | 96.20% |
| Theme | Wild West |
| Type | Video Slot |
| Volatility | High |
| Mobile Compatible | Yes |
| Languages | English, German, Spanish |
Money Train Slot Machine Overview
Money Train slot is a 5-reel, 20-payline video slot set in a gritty Wild West town where danger and opportunity go hand in hand at the best payout casinos. The visuals use a darker, cinematic style, with bold animations, immersive sound effects, and symbols inspired by saloon life, firearms, money bags, and wanted posters.
What sets this Money Train slot machine apart is its non-traditional bonus structure. Instead of classic free spins, the game centers on feature-driven bonus rounds triggered by special symbols, introducing mechanics that can stack, expand, and multiply payouts.
Overall, it’s a slot that feels modern, unpredictable, and built for high volatility, with quieter base-game periods balanced by explosive bonus rounds that reward patience with serious win potential.
How to Play Money Train
Getting started with Money Train online slot gameplay is simple, even if the bonus features look complex at first. What can boost your bankroll right from the start is a generous casino bonus with reasonable terms.
- Adjusting the Bet: Use the plus and minus buttons to set your stake anywhere from $0.20 to $200 per spin.
- Review Payouts: Open the paytable to see symbol values and bonus rules. This helps you understand how wins are formed and which symbols matter most.
- Activate Wins: Wins land when matching symbols appear on adjacent reels from left to right on an active payline.
The base game in Money Train is essentially just a waiting room for the bonus round. If you aren’t utilizing the Feature Buy, budget your bankroll for a long session, as you’ll need to weather high variance to land the three scatters naturally.
Money Train Slots Symbols to Payouts
| 10 | 3, 4 or 5 = 0.5x, 2.5x or 10x stake |
| J | 3, 4 or 5 = 0.5x, 2.5x or 10x stake |
| Q | 3, 4 or 5 = 0.5x, 2.5x or 10x stake |
| K | 3, 4 or 5 = 0.5x, 4x or 15x stake |
| A | 3, 4 or 5 = 0.5x, 4x or 15x stake |
| Outlaw | 2, 3, 4 or 5 = 0.5x, 3x, 10x or 75x stake |
| Sheriff | 2, 3, 4 or 5= 0.5x, 3x, 10x or 75x stake |
| Marshal | 2, 3, 4 or 5= 0.5x, 4x, 40x or 200x stake |
| Wild Symbol | Substitutes for others |
| Scatter | Triggers bonus rounds |
Money Train Bonus Rounds
The real appeal of the Money Train slot review lies in its bonus rounds. The game includes wilds and scatters, but the bonus features are where things really heat up.
Collector Bonus
The Collector Bonus triggers when enough scatter symbols land. During this round, value symbols are collected, stacked, and potentially multiplied. This bonus is more controlled and often delivers steady mid- to high payouts.
Widener Bonus
The Widener Bonus focuses on expanding symbols that can cover entire reels. While it’s more volatile than the Collector, it also offers a much higher ceiling for big wins.
Money Train Bonus
This is the most famous feature in the Money Train online slot. During the Money Train Bonus, symbols gain special modifiers like multipliers, extra spins, or instant payouts, stacking together in unpredictable ways. This is where the 20,000x max win becomes possible.
Bold takeaway: This bonus is rare, volatile, and extremely rewarding when it hits.
Bonus Buy Feature
The bonus buy feature awards three bonus symbols, granting instant entry to the bonus round. Testing the bonus buy during our Money Train review revealed a cost of 80x your current bet.
The best way to determine if this is worth the extra cost is to test it during Money Train free play. We strongly recommend you take advantage of free slots play to work on your betting strategy, including whether to use extra funds for bonus buys.
Features and Bonuses at a Glance
| Features | Money collect symbols, Expanding symbols, Modifier symbols |
| Bonus Payouts | Yes (commonly 10x-500x; can exceed 1000x in strong bonuses |
| Jackpots | No |
| Bonus Rounds | Money Train Bonus, Collector Bonus, Widener Bonus |
| Free Spins | No |
| Multiplier | Yes (stacking multipliers during bonus rounds) |
| Scatter Symbol | Yes (triggers bonus rounds) |
| Wild Symbol | Yes (substitutes for regular symbols) |
| Autoplay | Yes |
| Gamble Feature | No |
| Progressive Jackpot | No |
Money Train Review
Personally, I think Money Train slots are best suited for players who genuinely enjoy high-risk, high-reward gameplay and don’t mind waiting for big moments. The bonus mechanics feel fresh and inventive, especially compared to traditional slots that lean heavily on free spins. Each bonus round plays out differently, keeping the experience unpredictable rather than repetitive.
On the downside, the base game can feel quiet for extended periods, with relatively few small or medium wins to keep things ticking over. Long dry spells are definitely possible, and if you prefer constant action or frequent payouts, this slot may test your patience and bankroll.
That said, when a bonus finally lands in the Money Train online slot, the surge in excitement is hard to beat at top offshore casinos. The way features stack, combine, and explode into big wins creates genuine tension on every spin, making those rare bonus moments feel especially rewarding.
Money Train RTP and Volatility
The Money Train RTP is 96.20%, slightly above the industry average of 96%. That’s a solid number and suggests fair long-term return potential.
Volatility is high, meaning wins are less frequent but significantly larger when they arrive. This volatility is exactly what allows for massive payouts, but also means swings in your balance can be dramatic.
During the Money Cart bonus, the Widener symbol is your best friend. Not only does it carry a multiplier, but it also unlocks an entirely new reel. This gives you more empty spaces to land symbols, which is crucial for resetting your respin count back to three and keeping the round alive.
Top 3 Tips for Playing Money Train for Real Money
Mastering the Money Train casino slot requires more than just luck; it’s about understanding the high-volatility mechanics that drive its legendary payouts.
These strategic tips come in handy when you want to increase your success rate, manage your bankroll through the dry spells, and move you significantly closer to those elusive max payouts and more regular returns.
- Play with a bonus-first mindset: Since most value in Money Train comes from bonus rounds, set expectations around waiting for features rather than chasing frequent base-game wins. A practical approach is to decide in advance how many spins you’re willing to play before reassessing, instead of reacting to short losing streaks.
- Only adjust stakes deliberately, not impulsively: Bonus payouts are always based on your active bet, so any stake increase should be planned rather than done mid-session out of frustration. If you choose to raise your bet, do it during stable gameplay and only at a level you’re comfortable maintaining for multiple spins.
- Treat bonus buys as a high-risk shortcut: The bonus buy feature can fast-track you into a feature, but it does not improve your odds of a big win. Only use it if you’ve set aside a dedicated feature-buy budget, and treat the cost as an entertainment expense rather than a guaranteed return.
Similar Games to Money Train by Relax Gaming
Enjoying our Money Train review, highlighting all the main features and excitement of gameplay? These slots are worth checking out for their high volatility and feature-driven gameplay:
- Gold Train Slot by Pragmatic Play: A fast-paced train-themed slot that blends expanding symbols with energetic bonus rounds, making it a good pick if you enjoy momentum-driven gameplay and strong multiplier potential.
- Cursed Treasures Slot by NetEnt: This darker fantasy slot focuses on expanding symbols and escalating rewards, appealing to players who enjoy structured features with a steadier build-up.
- Money Train 2 Slot by Relax Gaming: A more intense sequel with a steampunk-western theme, best known for its Money Cart Bonus and massive 50,000x max win, making it ideal for players chasing extreme volatility.
Verdict: Is the Money Train Slot Ride Worth the 20,000x Destination?
If you enjoy high volatility, innovative bonus mechanics, and the thrill of chasing huge, game-changing payouts, the Money Train slot is absolutely worth your time.
It’s a slot built around patience and risk, where quieter base-game sessions can suddenly give way to explosive bonus rounds with serious win potential. It’s not a game for casual spinners or players who prefer steady, low-risk returns.
However, for thrill-seekers who enjoy feature-heavy gameplay and the possibility of landing a massive multiplier-driven win, Money Train remains one of the most exciting and memorable slot machines available today.
Money Train Slot FAQs
What is the difference between the collector and widener bonus rounds in the Money Train slot?
The Collector bonus gathers value symbols and adds them together, while the Widener bonus focuses on expanding symbols that can cover entire reels, offering higher volatility and win potential.
Is there a way to increase the Money Train RTP?
No, the RTP is fixed by the developer. However, playing at the same stake consistently helps you achieve the intended return over time.
How do RTP and volatility affect reaching the max 20,000x win in the Money Train casino slot?
High volatility means fewer wins but larger payouts. Combined with a 96.20% RTP, it allows for rare but massive wins, such as the 20,000x max.
Can I test the buy feature in the free Money Train demo?
Yes, Money Train free play allows you to test bonus buy features, making it easier to explore bonus mechanics without risking real money.
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